Digital Impact Week

Please read these terms and conditions (“Terms”) carefully and contact us at events@fintechww.com with any queries you may have.

1.

Interpretation

Words shall have the following meanings given to them in these Terms:“Account”“Contract”“Order”“purchase” “Ticket(s)”“Services” “Website”means your registered user account on our Website (see clause 8 for further details);means the agreement between us and you for the supply of the Ticket(s), formed as described in clause 5; means an order to purchase Tickets which you make on our Website;in the context of Ticket purchase, includes purchase for value as well as where the Ticket price is nil.means any event ticket which is available on our Website; means the services we provide to you in connection with your use of our Website; means http://fintechworldwide.com/ and our related web pages.When we use the words "writing" or "written" in these Terms, this includes emails.‍

2. These Terms

2.1. These are the terms and conditions on which we supply Tickets to you.2.2. Please read these Terms carefully before you submit your Order to us. These Terms tell you who we are, how we will provide Tickets to you, what to do if there is a problem and other important information.2.3. We reserve the right to update these Terms from time to time by posting the updated version on our Website. We may do so because we change the nature of Services, for technical or legal reasons, or because the needs of our business have changed. You agree that if you do not accept any amendment to our Terms then you shall immediately stop accessing and/or using our Services. Tickets purchased by you before an update will be subject to the Terms applicable as at the date of the purchase.

3. Information about us and how to contact us

3.1.“We” are Fintech Worldwide Ltd a company registered in England and Wales. Our company registration number is 09484373 and our registered office is at 294 Gray's Inn Road, London, England, WC1X 8DX. Our registered VAT number is GB219006534.

3.2. You can contact us by writing to us at events@fintechww.com 3.3. If we have to contact you we will do so by using the contact details provided by you to us.

4. Your use of the Website

By accessing and using the Website you agree to the terms contained in our Website Terms of Use www.fintechweek.com/termsofuse. If you do not agree with or accept any of these terms, you should stop using the Website immediately.

5. Purchasing Tickets from us

5.1. All our events are intended solely for individuals acting for purposes related to his or her trade, business, or profession.5.2. In order to make a purchase from us, you must be 18 years old or more and have a valid credit or debit card issued in your name.5.3. Your contract for purchase of Ticket(s) from us (“Contract”) starts once we have confirmed your Order, and ends immediately after completion of the event for which you have purchased Ticket(s).5.4. Your credit card or debit card will be charged when you submit your Order using our Website.5.5. All purchases are subject to credit or debit card verification (if applicable), other security checks, and collection of payment by us. Your order may be cancelled if it has not passed our verification process or if payment is not received in full.5.6. We reserve the right to cancel any order(s) that we reasonably suspect to have been made fraudulently or otherwise in breach of these Terms, without any notice to you, and any and all Ticket(s) obtained as part of such order(s) will be void.5.7. To prevent fraud and protect us, we reserve the right to carry out checks and/or request that additional information be provided in order to verify purchases.

6. Delivery

6.1. Tickets purchased by you will be made available to you electronically using your contact details that you have provided to us, via our Website or as we may otherwise advise you.6.2. Whilst every care is taken to ensure the Tickets purchased by you are delivered in accordance with this Terms, we do not accept liability for loss or damage that is caused by any event or circumstances beyond our reasonable control, such as (but without limitation) the failure of telecommunication systems or the internet or errors in the contact details that you have provided to us.

7. Cancellations / Ticket Restrictions

7.1. Ticket purchases cannot be transferred, cancelled, exchanged or refunded after purchase, save in the circumstances set out in this clause 7 or as we may otherwise agree in writing.7.2. You may not resell Tickets to any third party. Any Ticket resold will be void and may not be used to gain access to the relevant event.7.3. You acknowledge and agree that you may be refused entry to an event by ground staff at the event for health and safety, environmental and security or other legitimate reasons at their reasonable discretion, who may from time to time carry out security searches. No refunds will be available to customers who are refused entry or ejected from an event for reasons of being or appearing to be under age, declining to be searched, abusive, threatening, drunken or other anti-social behaviour (including smoking in no smoking areas), carrying offensive weapons or illegal substances, or making unauthorised audio, video or photographic recordings.7.4. Cancellation by us: If an event for which you have purchased Ticket(s) is cancelled in full (and not rescheduled), you will be offered a refund of the sale price of your Ticket(s). If you have purchased Ticket(s) for an event that takes place over several days and one or more days (but not all days) are cancelled, you may only be offered a proportionate partial refund.7.5. Rescheduling by us: If an event for which you have purchased Ticket(s) is rescheduled by us, unless otherwise indicated, you will be offered Ticket(s) of a value corresponding with your original Ticket(s) for the rescheduled event, subject to availability. If you are unable to attend the rescheduled event, you will be able to obtain a refund of the purchase price of your Ticket(s). Failure to inform us within any deadline specified by us that you are unable to attend the rescheduled event will be deemed to be a reconfirmation of your Order for Tickets for the rescheduled event, and you will not be entitled to claim a refund.7.6. Cancellation by you: if you wish to cancel your Ticket and we receive your cancellation request {30} days or more before the commencement of the relevant event (“Event”), you will receive a refund of the Ticket purchase price we have received from you less an administration charge equivalent to {15}% of the total amount of purchase price of the Ticket. No refund will be payable for any cancellation by you after this period or if you fail to attend the Event. Registrants who cannot attend an event are encouraged to exercise the option of providing a substitute participant to attend in his/her place. A written notification of a substitution will be accepted by email up 48 hours prior to the event date. You must send all cancellation requests to us by email to events@fintechww.com marked for the attention of Fintech Worldwide Team which must be received by us. You acknowledge that the refund of your purchase price in accordance with this clause 7.4 is your sole remedy in respect of any cancellation of your Ticket by you and all other liability is expressly excluded.

8. Accounts / Registration

8.1. This clause 8 applies if you register for an event or for an account on our Website (“Account”).8.2. By registering and using your Account you agree to our Website Terms of Usewww.fintechweek.com/termsofuse8.3. You agree that you shall take all steps necessary to protect any Account login details that we issue to you and keep them secret. You agree that you shall not give your log in details to anyone else or allow anyone else to use your login details or Account. In these terms, references to “login details” or “Account” include your log in details and account for any social network or platform that you may allow our Services to interact with.8.4. If you fail to keep your login details secret, or if you share your login details or Account with someone else (whether intentionally or unintentionally), you accept full responsibility for the consequences of this (including any unauthorised purchases) and agree to fully compensate us for any losses or harm that may result.8.5. We will not be responsible to you for any loss that you suffer as a result of an unauthorised person accessing your Account and/or using our Services and we accept no responsibility for any losses or harm resulting from its unauthorised use, whether fraudulently or otherwise.8.6. We reserve the right to delete your Account if no activity is conducted by you in relation to your Account for 365 days or more, or if you materially or persistently breach any of these Terms (which include our Website Terms of Use www.fintechworldwide.com/termsofuse)

8.7. You understand that if you delete your Account, or if we delete your Account in accordance with these Terms, you may lose access to any data previously associated with your Account.8.8. You will ensure that details provided by you on registration are correct and complete, and you will keep us informed of any changes to your details so that we can communicate with you and provide Services to you effectively.

9. Intellectual Property

All intellectual property in or relating to content and other materials provided during or at an event remains the property of ours, our licensors or third parties delivering the event. You have no right to, and will not copy, modify, adapt or otherwise use such content and materials for any purpose without our (or our licensors’ or the relevant third party's) express prior written consent.

10. Privacy and cookies

10.1. We process information about you in accordance with our Privacy Policy www.fintechweek.com/privacypolicy By using the Website, you consent to such processing and you warrant that all data provided by you is accurate and that, if it changes, you will tell us promptly.10.2. The Website uses cookies. For more information on which cookies we use and how we use them, please see our Cookies Policy www.fintechworldwide.com/cookies

11. Your breach of these terms

We reserve the right to suspend or terminate your access to our Services (including by deleting your Account) without liability if we reasonably believe that you are in material breach of these Terms (including by repeated minor breaches).

12. Limitation of liability

12.1. Nothing in these Terms excludes or limits our liability for: (i) death or personal injury arising from our negligence; (ii) our fraud or fraudulent misrepresentation; or (iii) any other liability that cannot be excluded or limited by law.12.2. To the maximum extent permitted by law, we are not liable for: (i) loss of profits, sales, business, or revenue; (ii) business interruption; (iii) loss of anticipated savings; (iv) loss of business opportunity, goodwill or reputation; or (v) any indirect or consequential loss or damage.12.3. Our liability to you in connection with an event (including, but not limited to, for any cancellation, rescheduling or material alteration to the programme of the event(s) concerned) and the Ticket you have purchased shall be limited to the price paid by you for the Ticket.

13. General

13.1. If we fail, at any time during the term of the Contract, to insist upon strict performance of any of your obligations under these Terms, or if we fail to exercise any of the rights or remedies to which we are entitled under these Terms, this will not constitute a waiver of such rights or remedies and will not relieve you from compliance with such obligations.13.2. A waiver by us of any default will not constitute a waiver of any subsequent default. Remedies shall be cumulative and no choice of remedy shall preclude any other remedy.13.3. You shall not assign, mortgage, charge, sub-let or otherwise dispose of the Contract or any rights thereunder in whole or in part.13.4. A person who is not a party to the Contract has no right under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of the Contract but this does not affect any right or remedy of a third party which is available apart from that Act.13.5. The Contract and any document expressly referred to in them constitutes the whole agreement between you and us and supersedes all previous discussions, correspondence, negotiations, previous arrangement, understanding or agreement between us relating to the subject matter of any Contract.13.6. We intend to rely upon these Terms and any document expressly referred to in them in relation to the subject matter of any Contract, which contain the whole agreement between you and us in relation to such subject matter and supersede all prior discussions, arrangements or agreements that might have taken place in relation to the Contract. No variation to the Contract will be enforceable unless mutual agreed by you and us and confirmed in writing.13.7. All notices given by you to us must be sent to Fintech Worldwide Ltd atevents@fintechww.com. We may give notice to you using the e-mail or postal address you provide to us. Notice will be deemed received and properly served 24 hours after an e-mail is sent, or three days after the date of posting of any letter. In proving the service of any notice, it will be sufficient to prove, in the case of a letter, that such letter was properly addressed, stamped and placed in the post and, in the case of an e-mail, that such e-mail was sent to the specified e-mail address of the addressee.13.8. All Contracts and these Terms shall be governed and construed in accordance with English law and you irrevocably submit to exclusive jurisdiction of the Courts of England.

Fintech Worldwide Ltd – Privacy Policy 1. INTRODUCTION This privacy notice provides you with details of how we collect and process your personal data through your use of our site www.fintechww.com By providing us with your data, you warrant to us that you are over 13 years of age. Fintech Worldwide Ltd are the data controller and we are responsible for your personal data (referred to as “we”, “us” or “our” in this privacy notice).

Contact Details

Our full details are: Full name of legal entity: Fintech Worldwide Ltd Email address: events@fintechww.com Postal address: 294 Gray's Inn Road, London, England, WC1X 8DX It is very important that the information we hold about you is accurate and up to date. Please let us know if at any time your personal information changes by emailing us at events@fintechww.com

1. WHAT DATA DO WE COLLECT ABOUT YOU, FOR WHAT PURPOSE AND ON WHAT GROUND WE PROCESS IT Personal data means any information capable of identifying an individual. It does not include anonymised data. We may process the following categories of personal data about you: • Communication Data that includes any communication that you send to us whether that be through the contact form on our website, through email, text, social media messaging, social media posting or any other communication that you send us. We process this data for the purposes of communicating with you, for record keeping and for the establishment, pursuance or defence of legal claims. Our lawful ground for this processing is our legitimate interests which in this case are to reply to communications sent to us, to keep records and to establish, pursue or defend legal claims. • Customer Data that includes data relating to any purchases of goods and/or services such as your name, job title, company, billing address, delivery address, email address, phone number, mobile number, contact details, purchase details and your card details. We process this data to supply the goods and/or services you have purchased and to keep records of such transactions. Our lawful ground for this processing is the performance of a contract between you and us and/or taking steps at your request to enter into such a contract.

• User Data that includes data about how you use our website and any online services together with any data that you post for publication on our website or through other online services. We process this data to operate our website and ensure relevant content is provided to you, to ensure the security of our website, to maintain back- ups of our website and/or databases and to enable publication and administration of our website, other online services and business. Our lawful ground for this processing is our legitimate interests which in this case are to enable us to properly administer our website and our business.

• Technical Data that includes data about your use of our website and online services such as your IP address, your login data, details about your browser, length of visit to pages on our website, page views and navigation paths, details about the number of times you use our website, time zone settings and other technology on the devices you use to access our website. The source of this data is from our analytics tracking system. We process this data to analyse your use of our website and other online services, to administer and protect our business and website, to deliver relevant website content and advertisements to you and to understand the effectiveness of our advertising. Our lawful ground for this processing is our legitimate interests which in this case are to enable us to properly administer our website and our business and to grow our business and to decide our marketing strategy.

• Marketing Data that includes data about your preferences in receiving marketing from us and our third parties and your communication preferences. We process this data to enable you to partake in our promotions such as competitions, prize draws and free give-aways, to deliver relevant website content and advertisements to you and measure or understand the effectiveness of this advertising. Our lawful ground for this processing is our legitimate interests which in this case are to study how customers use our products/services, to develop them, to grow our business and to decide our marketing strategy.

• We may use Customer Data, User Data, Technical Data and Marketing Data to deliver relevant website content and advertisements to you (including Facebook adverts or other display advertisements) and to measure or understand the effectiveness of the advertising we serve you. Our lawful ground for this processing is legitimate interests which is to grow our business. We may also use such data to send other marketing communications to you. Our lawful ground for this processing is either consent or legitimate interests (namely to grow our business). Sensitive Data

We do not collect any Sensitive Data about you. Sensitive data refers to data that includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data. We do not collect any information about criminal convictions and offences. Where we are required to collect personal data by law, or under the terms of the contract between us and you do not provide us with that data when requested, we may not be able to perform the contract (for example, to deliver goods or services to you). If you don’t provide us with the requested data, we may have to cancel a product or service you have ordered but if we do, we will notify you at the time. We will only use your personal data for a purpose it was collected for or a reasonably compatible purpose if necessary. For more information on this please email us at events@fintechww.com. In case we need to use your details for an unrelated new purpose we will let you know and explain the legal grounds for processing. We may process your personal data without your knowledge or consent where this is required or permitted by law. We do not carry out automated decision making or any type of automated profiling.

1. HOW WE COLLECT YOUR PERSONAL DATA We may collect data about you by you providing the data directly to us (for example by filling in forms on our site or by sending us emails). We may automatically collect certain data from you as you use our website by using cookies and similar technologies. Please see our cookie policy for more details about this www.fintechworldwide.com/cookies We may receive data from third parties such as analytics providers such as Google based outside the EU, advertising networks such as Facebook based outside the EU, such as search information providers such as Google based outside the EU, providers of technical, payment and delivery services, such as data brokers or aggregators. We may also receive data from publicly availably sources such as Companies House and the Electoral Register based inside the EU. We also collect and process data that is collected by Team Tito Ltd. (the event platform Fintech Worldwide use to market & ticket our events). Team Tito Ltd's privacy policy can be found here: https://ti.to/privacy

2. MARKETING COMMUNICATIONS Our lawful ground of processing your personal data to send you marketing communications is either your consent or our legitimate interests (namely to grow our business). Under the Privacy and Electronic Communications Regulations, we may send you marketing communications from us if (i) you made a purchase or asked for information from us about our goods or services or (ii) you agreed to receive marketing communications and in each case you have not opted out of receiving such communications since. Under these regulations, if you are a limited company, we may send you marketing emails without your consent. However you can still opt out of receiving marketing emails from us at any time. Before we share your personal data with any third party for their own marketing purposes we will get your express consent. You can ask us or third parties to stop sending you marketing messages at any time by following the opt-out links on any marketing message sent to you or OR by emailing us at events@fintechww.com at any time. If you opt out of receiving marketing communications this opt-out does not apply to personal data provided as a result of other transactions, such as purchases, warranty registrations etc.

3. DISCLOSURES OF YOUR PERSONAL DATA We may have to share your personal data with the parties set out below: • Service providers who provide IT and system administration services. • Professional advisers including lawyers, bankers, auditors and insurers • Government bodies that require us to report processing activities. • Third parties to whom we sell, transfer, or merge parts of our business or our assets. • To administer and protect our business, we film and take photos of speaker sessions, audience and exhibitors. We display filming signs at each event and if you do not want to be in shot you will need to make the organizer aware at registration. For speakers we will include a model release within all contracts or by email. We use the content across Fintech Worldwide Ltd online channels and for marketing purposes. • To administer and protect our business, we occasionally share anonymous audience stats (number of delegates, country, industry, type of sponsors), previous event delegate and sponsor data (job title and company only) and anonymous web user data with prospects, media, clients and customers worldwide. We require all third parties to whom we transfer your data to respect the security of your personal data and to treat it in accordance with the law. We only allow such third parties to process your personal data for specified purposes and in accordance with our instructions.

4. INTERNATIONAL TRANSFERS Countries outside of the European Economic Area (EEA) do not always offer the same levels of protection to your personal data, so European law has prohibited transfers of personal data outside of the EEA unless the transfer meets certain criteria. Many of our third parties service providers are based outside the European Economic Area (EEA) so their processing of your personal data will involve a transfer of data outside the EEA. Whenever we transfer your personal data out of the EEA, we do our best to ensure a similar degree of security of data by ensuring at least one of the following safeguards is in place: • We will only transfer your personal data to countries that the European Commission have approved as providing an adequate level of protection for personal data by; or • Where we use certain service providers, we may use specific contracts or codes of conduct or certification mechanisms approved by the European Commission which give personal data the same protection it has in Europe; or • If they use US-based providers that are part of EU-US Privacy Shield, we may transfer data to them, as they have equivalent safeguards in place. If none of the above safeguards is available, we may request your explicit consent to the specific transfer. You will have the right to withdraw this consent at any time.

5. DATA SECURITY We have put in place security measures to prevent your personal data from being accidentally lost, used, altered, disclosed, or accessed without authorisation. We also allow access to your personal data only to those employees and partners who have a business need to know such data. They will only process your personal data on our instructions and they must keep it confidential. We have procedures in place to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach if we are legally required to.

6. DATA RETENTION We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements. When deciding what the correct time is to keep the data for we look at its amount, nature and sensitivity, potential risk of harm from unauthorised use or disclosure, the processing purposes, if these can be achieved by other means and legal requirements. For tax purposes the law requires us to keep basic information about our customers (including Contact, Identity, Financial and Transaction Data) for six years after they stop being customers. In some circumstances we may anonymise your personal data for research or statistical purposes in which case we may use this information indefinitely without further notice to you.

7. YOUR LEGAL RIGHTS Under data protection laws you have rights in relation to your personal data that include the right to request access, correction, erasure, restriction, transfer, to object to processing, to portability of data and (where the lawful ground of processing is consent) to withdraw consent. You can see more about these rights at: https://ico.org.uk/for-organisations/guide-to-the-general-data-protection-regulation-gdpr/individual-rights/ If you wish to exercise any of the rights set out above, please email us at events@fintechww.com. You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive or refuse to comply with your request in these circumstances. We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response. We try to respond to all legitimate requests within one month. Occasionally it may take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you. If you are not happy with any aspect of how we collect and use your data, you have the right to complain to the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues (www.ico.org.uk). We should be grateful if you would contact us first if you do have a complaint so that we can try to resolve it for you.

8. THIRD-PARTY LINKS This website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy notice of every website you visit.

9. COOKIES You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of this website may become inaccessible or not function properly. For more information about the cookies we use, please see www.fintechww.com/cookies